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Dream Big. Borrow Smart. Achieve More.

Private, residential, and commercial real estate financing solutions structured around the deal, the borrower, and the exit strategy.

What We Do

XitLoan helps structure and place financing solutions around the borrower, the property, and the goals of the transaction. Whether you are purchasing, refinancing, rehabbing, building, or expanding, we help connect your scenario with the right capital solution.

Loan Products

Bridge Financing

Short-term capital for purchases, refinances, payoffs, and time-sensitive transactions.

Fix and Flip Loans

Funding for acquisition and rehab projects with a clear resale strategy.

Construction and Rehab Financing

Capital solutions for renovation, improvement, and ground-up project needs.

DSCR and Investor Loans

Rental property financing based on income potential and investor strategy.

Residential Mortgage Loans

Purchase and refinance options for primary and residential financing needs.

Cash-Out Refinance

Access equity from existing real estate for investment or business-purpose use.

Commercial Real Estate Loans

Financing for multifamily, mixed-use, retail, office, and commercial property scenarios.

Business Purpose Loans

Real estate-backed loan solutions for investment and business-use transactions.

Signature Loans

Fast Capital for liquidity strategies

SBA 7(a) Loan / SBA 504 Loan

Business acquisition, working capital, equipment, refinance, partner buyout, and sometimes real estate.

Start with a Quick Review

Submit a few basic details and our team will review your scenario and help identify available financing options.