Privacy Policy
XitLoan values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information. By using this website, you consent to the terms of this Privacy Policy. Please also review our Terms of Use for additional guidelines related to your use of this site.
“We,” “our,” and “us” refer to XitLoan and its affiliates. “You,” “your,” “visitor,” or “user” refers to individuals accessing this site.
Information We Collect
Personal Information
Personal information identifies you as an individual and may include:
- Name, mailing address, email, phone number
- Financial and transactional details
- Any information voluntarily submitted through forms, applications, or transactions
We collect this information when you:
- Submit an application or request services
- Conduct transactions with us or our affiliates
- Participate in promotions or surveys
- Communicate with us via the website
Non-Personal Information
Non-personal information does not identify you directly. It includes:
- Browser type and device details
- IP address and geographical location
- Website usage data, collected through cookies and analytics tools
We use non-personal information to analyze trends, improve website functionality, and enhance user experience.
How We Use Your Information
We use your information to:
- Provide and improve our products and services
- Process transactions and respond to inquiries
- Personalize your experience on our website
- Send updates, promotional offers, and service-related communications
- Comply with legal obligations and protect our business interests
De-identified data may be treated as non-personal information.
Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your experience. Cookies help us remember your preferences, improve functionality, and analyze website usage.
You can modify your browser settings to disable cookies. However, doing so may limit certain website features.
Sharing of Information
We do not sell or rent your personal information. However, we may share your data in the following cases:
- With service providers who assist us in business operations (e.g., payment processors, marketing partners)
- During business transactions such as mergers, acquisitions, or asset sales
- When required by law or to protect our rights, safety, or property
Third-party service providers are contractually obligated to protect your information and use it solely for the agreed-upon purposes.
Communication Preferences
We may contact you via email, phone, or mail regarding our services, promotions, or updates. You can opt out of marketing communications at any time by following the unsubscribe instructions in our emails or by contacting us at info@xitloan.com.
Security of Your Information
We implement industry-standard security measures to protect your information from unauthorized access, misuse, or disclosure. However, no data transmission over the internet can be guaranteed 100% secure.
Links to External Websites
Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies before providing personal information.
Public Forums and Discussions
If you post information in public forums on our site, it may be viewed and used by others. We are not responsible for how third parties handle publicly shared information.
Access, Correction, and Deletion of Information
You may access, update, or delete your personal information by contacting us at info@xitloan.com. We will process such requests in compliance with applicable laws.
Children’s Privacy
XitLoan does not knowingly collect information from children under 18. If you believe a minor has provided personal information, please contact us immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page, and significant updates may be highlighted on our homepage. Your continued use of our website after such modifications constitutes your acceptance of the revised policy.
For any questions about this Privacy Policy, contact us at info@xitloan.com.